5 Essential Tips for Secure Digital Payments

Digital payments have become a daily necessity. The National Payments Corporation of India (NPCI) offers crucial advice to safeguard your money. These tips help shield you from fraud and scams. Follow these straightforward steps to ensure your digital transactions are secure.

Here are 5 essential tips for secure digital payments:

1. Always Verify Before Paying

Double-check the name and details displayed before completing any payment. Ensure you are sending money to the correct person or merchant. A quick verification can prevent costly errors.

2. Use Only Trusted Apps and Websites

Conduct payments through official apps such as:

• BHIM
• Google Pay
• PhonePe
• Paytm

Avoid downloading apps from unknown sources. Do not click on suspicious links sent via SMS, email, or social media.

3. Never Share Your UPI PIN or OTP

Keep your UPI PIN, OTP, and bank details private. Do not share them with anyone, even if they claim to be from the bank, police, or any government body.

4. Don’t Rush Any Transaction

Scammers often pressure people to act quickly. Take your time. If you are unsure, say you will call back later. Stay alert and calm before making any payments.

5. Turn On Alerts and Monitor Them

Enable SMS and app notifications for all transactions. Read them carefully. If you spot anything unusual, contact your bank or payment app support immediately.

By following these tips, you can protect yourself from fraud and make your digital payments more secure.